Savings Accounts
Our Mission is Your Security
Security means feeling safe financially, and we take that very seriously at West Michigan Community Bank. It also means that we work closely with you to help ensure you will have financial security now and in the future -- part of being your financial partner for life.
Use the financial calculator at anytime to determine how to reach your savings goals.
Summit Savings
Basic rule of thumb - always pay yourself first. Open a Basic Savings with just $100 and maintain a $250 minimum monthly balance and you'll be on your way to paying yourself. No fees.
Christmas Club Account
Planning for the holiday season is easy with this savings club account. Direct deposit is encouraged and funds are disbursed to your checking or savings account on October 1, with interest paid monthly.
Direct Deposit Savings
If your employer is using our Cash Management services, you are eligible for our Direct Deposit Savings account. This low minimum balance savings account pays you interest monthly - it's convenient and simple savings account, ask us if you qualify.
Health Savings Account (HSA)
Combined with a qualifying high-deductible health plan, a tax-favorable HSA can help you save for medical expenses now and into the future. Learn more about HSA's
Money Market Accounts
The more you save the more you earn. Open with a minimum amount, and as your balance increases, so will your interest yield. We will help you select the best account for your needs.
Certificates of Deposit
Our Certificates of Deposit allow you to earn competitive interest rates on your money, with a variety of maturity terms and interest payment options. For more information, or to open an account, contact us at 616.669.1280 or toll free at 800.664.1778.
Individual Retirement Accounts
It's never too late to start saving for retirement. We offer a variety of IRAs including Traditional & Roth. Let us answer all of your questions and find an IRA that's right for you.
